Nationwide YourLife^SM ULtimate

You've accomplished a lot. You worked. You saved. You made sacrifices and showed discipline.

Ultimately, you want to share your good fortune with your family without forfeiting access to your money.

But how?

With a Nationwide YourLife ULtimate universal life insurance policy, you can enjoy the fruits of your labor - and establish a lasting legacy for your loved ones.

What is a Nationwide YourLife ULtimate universal life insurance policy?

Nationwide YourLife ULtimate is a competitively priced, low-maintenance universal life policy that offers permanent life insurance protection.

There are a number of riders you can add to customize it to meet your specific needs. Riders usually have an additional fee, not all riders are available in all states and some even have different names in different states.

What are the benefits?

With Nationwide YourLife ULtimate you can:

• Replace income with a tax-free death benefit
• Pass wealth to children, grandchildren or charitable organizations
• Cover estate taxes, estate settlements fees and medical bills
• Help maintain financial independence through access to cash
• Set up a buy-sell agreement to protect your business
• Establish a Charitable Remainder Trust

Keep in mind that taking money from your policy will immediately reduce the cash value and death benefit, and can lead to the need for additional premiums to be added into the policy in the future.

Want to learn more?

• Brochure (PDF)
• Riders and options
• Fees and charges

Neither the company nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.

Life insurance is issued by Nationwide Life Insurance company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Guarantees are subject to Nationwide's claims-paying ability. Nationwide ULtimate Universal Life is a service mark of Nationwide Mutual Insurance Company.

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Policy/Certificate NWLA-333, L-4839, L-4844

Oklahoma Policy/Certificate: NWLA-333-35

Riders/Endorsements: NWLA-334, NWLA-163, NWLA-165 NWLA-167, NWLA-169-A, NWLA-171, VLO-528, L-482

Oklahoma Riders/Endorsements: NWLA-334, NWLA-163, NWLA-166-35, NWLA-169-A NWLA-171-35

PDFs require Adobe^® Reader^®

NFW-1766AO.1