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From horse racing to country music festivals, Kentucky has plenty to offer. But no matter where you’re going in the Bluegrass State, rest assured that Nationwide can provide you with dependable coverage on your way there.

Before you get a quote, make sure to visit our Kentucky auto coverage page to learn your state's minimum coverage requirements.

Take advantage of Nationwide's features

Nationwide makes it easy for you to find dependable auto insurance in Kentucky. We can show you options so you can choose the coverage that's right for your needs, goals and budget. 

Explore the features below to learn more about what we can offer you:

Kentucky car insurance discounts

Nationwide makes it easy to find affordable car insurance. Find out which discounts can be applied to your policy by applying online for a quote or speaking with your local agent. Nationwide offers a range of car insurance discounts that can help lower your monthly premium, you may be eligible for these exclusive discounts below:

Multi-policy

When you have Nationwide as your insurance provider you can bundle your car insurance policy with home, renters, boat, and multi-car. By protecting your property with Nationwide, you can save money and simply your life.

SmartRide® program

SmartRide rewards safe driving. Get an instant discount when you sign up. The safer you drive, the higher the discount you could earn.2

Good student

Nationwide offers a student discount for drivers age 16 to 24 who maintain a B average or better and are full-time students.

Defensive driving

This discount applies to drivers age 55+ who have completed and passed a state-approved defensive driving safety course.

Anti-theft

If you have an anti-theft device installed in your car you may be eligible for a discount. Savings vary based on the type of device installed. Proof of installed device may be required.

Safe driver

It is important to maintain a clean driving record. If you have at least 5 years of safe driving, you could be eligible for safe driver discount.

Automatic payments

Get a one-time discount for setting up monthly recurring bill pay from your checking or savings account.

Accident free

When you maintain an accident-free driving record you could earn up to 10% reduction in your monthly premium.
Want to find a local agent in your neighborhood? We have Nationwide agents throughout Kentucky.
Find a local agent
Select your city below to find an agent near you.

Nationwide coverage in Kentucky

Motorcycle insurance

Find motorcycle coverages and discounts for your state.

Homeowners insurance

Find homeowners coverages and discounts for your state.

Renters insurance

Find renters coverages and discounts for your state.

On Your Side® Review

Make sure your insurance keeps up with your life.
[1] Guarantee is limited to alternative parts identified on appraisal and used in repair. Also, work performed at an On Your Side Auto Repair Center includes workmanship guarantee. For informational purposes only. Program terms and conditions are controlling.

[2] Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.