There are many details an insurance agent needs to know when preparing a commercial vehicle insurance quote for your business. Whether you’re getting a commercial truck insurance quote or need coverage for another type of commercial vehicle, use this helpful information to make sure you’re prepared.
Your current commercial vehicle policy
Bring a copy of the declaration page from your current commercial vehicle insurance policy. This gives the agent a starting point to determine what insurance you need, and how your commercial vehicle quote can be customized to meet the specific needs of your business. If you currently don't have business vehicle insurance, bring a copy of your personal auto insurance to use as a foundation for the commercial quote.
Information about your company
Tell the agent how your business uses the vehicle. This will impact the overall premium. You need to tell the agent if employees drive the vehicle, if the vehicle transports people or goods, if the vehicle is driven many miles every day or if it sits parked most of the time.
A credit report for you and the business will be reviewed to make sure you are financially solvent and to create an accurate quote.