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Protect Your Business With A Professional Services Business Owners Policy From Nationwide

When you provide specialized services for your customers, there’s always the risk that something, somehow, could go terribly wrong. That’s why a complete insurance policy is so important. A great way to protect your company is with a professional services business owners policy. Commonly referred to as “BOP” insurance, it bundles the fundamental coverages you need in one easy-to-manage policy, at a price that’s often lower than buying the same policies separately or from different companies.

What a professional services BOP covers

BOP insurance provides coverage that most professional service providers need. Plus it can help you stay in business by covering expenses when unforeseen events interrupt your ability to produce income.

A typical business owners policy for process and service companies includes:

• Property Insurance which protects your building, equipment and inventory
• Business Income Coverage which provides coverage in the event of many perils beyond your control such as fire, wind, hail or vandalism that may interrupt your business.
• Equipment Breakdown Insurance , which protects you if your equipment is damaged from power surges, mechanical breakdown, burnout or operator error.
• Bodily Injury and Property Damage Liability Insurance, for those instances when your employees, products or services cause harm to other people or their property
• Medical Payments coverage for medical expenses resulting from injury to others on premises you own or rent

Customize your business owners policy for process and service companies

Your professional services BOP can be supplemented with a variety of industry-specific options providing you with just the coverage you need and nothing more. These coverages include but are not limited to:

• Errors and Omission Coverage
• Business Auto Coverage
• Valuable Papers and Records Coverage
• Workers' Compensation Insurance

Your Nationwide agent can help you decide what coverages and limits you need for best protection.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.