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Nationwide’s Business Insurance Solutions for Professional Services

One of the challenges of buying insurance is knowing how much you need. There’s a reason for that: no two companies are the same. Size, type, location and other factors all determine the ideal make up of the perfect policy.

Nationwide has extensive experience in creating professional business insurance solutions. To help you get a better sense for your choices, here are some of the most common and popular coverages we offer that enhance our standard businessowners policy. Your Nationwide agent can explain each in more detail, and provide a fast, free quote — whether you need a range of options, or just a few.

General Business Property Insurance and Outdoor Sign Coverage

Whether you lease or own your location, chances are you have a lot invested in the property. Liability insurance protects your building and its content in the case of a loss due to fire or a burst water pipe. If vandals or a storm destroy your sign, repair or replacement would be paid for.

• Learn more about Business Property Insurance

General Business Liability Insurance and Medical Payments Coverage

Despite our best efforts to avoid them, accidents can happen at any time. If, for example, a customer is injured on your premises, you could be held responsible for medical or other expenses associated with the customer’s injuries. This coverage helps protect you from these liabilities.

• Learn more about Business Liability Insurance

Business Income Insurance

If your business is forced to close because of a fire or other covered cause of loss, your customers won’t be the only people affected. You and your employees could risk a serious financial impact. This coverage helps you keep up with your expenses.

• Learn more about Business Income Insurance

Business Auto and Non-Owned Auto Coverage

This coverage would help pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own while on company time.

• Learn more about Business Auto Coverage

Workers Compensation Insurance

Sprains, strains and other musculoskeletal disorders are common occupational hazards in the service industry. If one of your employees is seriously injured, our coverage can pay for an injured employee’s medical treatment, replace part of lost wages if a job-related injury requires time off work, and protect your business and assets.

• Learn  more about Workers' Compensation Insurance

Errors and Omissions Insurance

This coverage protects you and your business from claims if a customer sues for negligent acts, errors, or omissions committed during business activities that result in a loss for the client.

• Learn more about Errors and Omissions Insurance

Property in Transit Coverage

This coverage protects the valuable equipment you use to perform your services. Most property policies limit or exclude coverage for these items. It can cover losses to goods that occur at your premises, while being transported to or from your premises, or in storage.

Employee Dishonesty Coverage

Despite your best efforts, it may be difficult to completely prevent employee theft. In the event of a costly, inside crime, we can help you recover from your losses.

Employee Practices Liability Insurance

No one likes to think that an employee is going to level a claim toward the boss, but it can happen to you, and it can be painful and costly to defend yourself. This coverage can help protect you and your business if you are ever charged with discrimination, harassment or wrongful termination.

Sewer or Drain Coverage

If a torrential rainstorm or water main break causes your drain or sewer to back up, you’re in luck if you have our coverage. It will help pay for cleanup of the mess.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.