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• Retail Stores BOP
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Protect Your Store With A Retail Business Owners Policy From Nationwide

As a retailer, you’re constantly on the go, serving customers, pulling product from the stockroom and resolving employee issues. No wonder there’s little time left to deal with your insurance. Nationwide understands. Our retail stores and services business owners policy, also known as a “BOP,” makes it easy and quick to protect your business with one convenient policy. You get fundamental insurance coverages plus optional coverages for superior protection, all at a price that may be lower than buying the same retail coverage separately.

What’s covered by a retail stores and services business owners policy

Nationwide’s Premier Businessowners Policy for retailers insures you against such risks as property damage from fire or storms, or claims resulting from injury to customers. Additionally it can help you stay in business by covering expenses when unexpected events interrupt your ability to produce income.

Our retail business owners policy includes:

• Bodily Injury insurance and Property Damage Liability Insurance , which helps pay for claims that result when your employees, products or facilities hurt people or their property
• Property Insurance, which provides protection to your shop, fixtures and business equipment
• Business Income Coverage that helps pay for losses when you have to close your shop due to a covered event, such as a natural disaster
• Medical Payments Coverage that helps pay for medical expenses for people who are injured at your shop and not covered by Workers' Compensation

Customize your retail business owners policy

For a custom fit, your retail store and service BOP can be supplemented with retail-specific options to provide you with more coverage. These optional coverages include but are not limited to:

• Product Liability Insurance
• Business Auto Coverage
• Crime Insurance
• Workers Compensation Insurance

Your Nationwide agent will help you determine the best coverages and limits needed for optimum protection.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.