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Retail Insurance Solutions From Nationwide Help Protect Your Business
Nationwide understands your insurance concerns for retail businesses. In addition to your basic retail BOP, here are some of the most common and important coverages we offer that enhance our standard retail business owners policy. Your Nationwide Business Insurance Agent can help you decide which ones are best for your business, and provide a fast, free quote.
Business Income Insurance
This coverage is one of the more important retail insurance solutions. Let’s say you have to close your store due to a natural disaster, such as a flood. How will you make ends meet? This option may help cover lost income so you can keep up with expenses.
Product Liability Insurance
Because you’re selling retail products directly to the general public, you could be subject to costly liability claims if a product is found to be defective or dangerous. Protect yourself with this retail stores and services business insurance solution from Nationwide. It can help pay for your legal fees and damages.
Business Auto and Non-Owned Auto Coverage
This important retail coverage helps protect against damages if one of your employees has an accident driving a company vehicle or their own while on company time.
Workers' Compensation Insurance
Occupational hazards are common in any retail store. Should one of your employees end up seriously hurt while on the job, our coverage will help replace lost wages, pay for medical treatment, and protect your business and its assets.
Property in Transit Coverage
This coverage protects valuable inventory by reimbursing you for losses of product that occur at your shop or warehouse, or while being moved from location to location.
Commercial Crime Insurance
Product theft is perhaps the one of the most common retail stores and services business worries. Business crime insurance can help you recover from your losses if your goods are shoplifted. It can also help you recover if there is an outright theft of your inventory at anytime.
Employee Dishonesty Coverage
Even with the best theft-deterrent controls, it’s almost impossible to completely eliminate employee theft. In the event of a costly, inside job, we can help you recover from your losses.
Utility Services Coverage
If one of your utilities has been disrupted – such as gas, electric or water – forcing you to close your shop, your losses could be substantial. This coverage can help you recover some of those losses.
Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.
Get a Business Insurance Quote
Protect your business with insurance from Nationwide.
It's fast and easy to get a quote, so contact a Nationwide Business Insurance agent today.
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*Products may be provided by Allied Insurance, a Nationwide company.
