It Pays to Know

Many plan sponsors have had difficulty determining the retirement plan fees they’re paying.

You want competitive fees that are fairly disclosed. The expenses you can expect to incur in a retirement plan from Nationwide^® can be grouped into:

• Product expenses — the fees charged by us as your plan provider
• Administration expenses — the fees you pay to your third party administrator
• Fund expenses — the fees charged at the fund management level for operational and marketing expenses (also known as expense ratio); these fees are reflected in the fund’s daily value

We may receive fund expense reimbursement and 12b-1 fees from the funds selected for your plan. We’ll use a portion of this revenue to reduce your expenses.

For more information about fees, call 1-888-262-401k.