Tools & Calculators
When you’re ready to make decisions about your investments and retirement planning, these tools and calculators may help.
We provide these tools and calculators for informational and educational purposes only. They don't provide investment advice. Please discuss your specific situation with an investment professional.
On Your Side® Interactive Retirement
Set a goal, track your progress and learn how to improve the outlook - in only 10 minutes.
Use this calculator to see how your take-home pay would be affected if you increase or start contributing to your employer-sponsored retirement plan.
Roth IRA vs Employer-sponsored Plan (ESP)
Should you invest more through your employer-sponsored plan or in a Roth IRA? Use this calculator to see the possible outcome of each decision.
Enter the years you have until retirement, the years you’ll spend in retirement and your investment style. You’ll see a model that may help you decide how to allocate your investments. Using asset allocation doesn’t guarantee returns or insulate you from potential losses.
Roth Retirement Plan Analyzer
Will the Roth 401(k) option result in significant tax advantages? Learn about the factors at play.
See how retirement accounts could grow over time and learn how tax-deferred investments could help. Keep in mind that this calculator uses hypothetical rates of return to produce hypothetical projections, so it may not reflect the actual growth of your own investments.
Calculating Retirement Plan Savings
Find out how long assets last in retirement and what could happen with increases to savings and investments. You'll provide numbers, such as the number of additional years an investor will work, pension, 401(k) savings contributions and balance, years spent in retirement and the percentage of current income an investor will need in retirement.
This simple calculator helps you determine how much is needed for college expenses and how much is needed to set aside each year in preparation.