• Sources of Income After You Retire
• How Much Income Will You Need?
• Setting Income Expectations
• Retirement Plans
• The Truth About Social Security
• Top Ten Retirement To-Do's

Sources of Income After You Retire

The money for your golden years will probably come from a number of different sources including your pension, Social Security, personal savings, investments or part-time work.

Social Security

If you’re like most people, Social Security will make up the largest piece of your retirement income pie. But many people believe that Social Security will run out sometime in the next few decades, due, in part, to the declining ratio of workers paying Social Security tax.

That means your Social Security benefit check could be at risk.

Higher-risk, higher-reward investments

Something else to consider what your investments are earning (called the rate of return). As the rate of return increases, so does the investment’s risk potential. But being too conservative in your investments could mean settling for lower investment earnings.

Remember, you could live a long time in retirement. Being too conservative too soon can be risky because of inflation factors.

Your investment professional can help you find the right balance between investment risk and reward.