Safe Drivers Save With SmartRide®
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Play It Safe and Get Rewards with SmartRide

Driving safely is no easy feat. If you’re a driver committed to staying alert, avoiding distractions, and following the rules of the road, we’re going to reward you for it. Safe drivers cost less to insure. We want to pass those savings on to you. If you’re a resident of California, then learn more about SmartRide here.

How SmartRide works

The safer you drive, the higher the discounts you could get – up to 30%. Here’s how it works:

Sign up

You’ll get an immediate 5% discount on your auto insurance.

Plug in

We’ll send you a small device for your car within 10 days of signing up.


Then go online to track your discount and get personalized feedback about your driving trends.

Lock in your reward

At the end of the program, simply send back your device and lock your reward.*

Get feedback and track your discounts online

Here is the type of helpful driving information you will get with SmartRide.

Discount Factors

The SmartRide device does not collect GPS information and will not detect your location. Driving data is only collected to help you become a safer driver — it won’t negatively affect your premium. You can withdraw from the SmartRide program anytime.