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Protect Yourself With These Snowmobile Insurance Coverages

Liability coverage

Liability helps cover medical costs for bodily injury to others and property damage to others if you’re at fault in an accident. It can also pay injured parties’ lost wages and your legal expenses if a lawsuit is brought against you due to an accident. Many state laws require liability coverage.

Collision coverage

If you hit another vehicle, another vehicle hits you, or your vehicle rolls over, collision will help cover you. This coverage also includes protection for safety apparel up to $2,000. Collision may be required if your vehicle is financed or leased.

Comprehensive coverage

Comprehensive snowmobile insurance coverage helps cover damage to your vehicle not caused by collision. Examples include  damage or loss due to theft, vandalism, falling objects, fire, storms, flood and certain other natural disasters. Comprehensive also protects custom parts and equipment.

Uninsured or underinsured motorist coverage

This insurance helps cover damages in an accident caused by an underinsured, uninsured or unidentified motorist. It may also pay medical costs, lost wages and other damages if the accident results in injury. Coverage varies from state to state and is required in some states.

Medical payments

Medical payments helps pay medical costs for you and your passengers in the event of an accident, regardless of who is at fault.

OEM endorsement

This coverage makes sure your snowmobile is repaired using original equipment manufacturer parts in the event of a comprehensive or collision loss.