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Traditional IRAs

Take control of your retirement savings. Traditional IRAs are very flexible. You decide how much you want to invest (up to a maximum amount per year) and how often to contribute. As long as you are under the age of 70½ and have earned income (income from investments is not considered earned income), you’re eligible to contribute.

What traditional IRAs offer

• Potential for tax-deductible contributions
• No taxes until money is withdrawn
• A variety of investment choices
• Eligibility even if you’re in another retirement plan

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Minimum distributions must be made from traditional IRAs, starting at age 70½.

Keep in mind, neither Nationwide^® nor its representatives provide tax or legal advice. You should consult your attorney or professional advisor for such advice.

Want to learn more about traditional IRAs?

• April 15 – Last call for IRA contributions

Ready to buy an IRA?

Want a traditional IRA but don’t know where to begin? Your investment professional can help you. You can prepare to meet with your investment professional by gathering this information about your personal finances:

• Statements from your employer-sponsored retirement plan
• Statements from other investments, including any other IRAs
• Checking and savings account balances

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

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