- Traditional Pension Plans
- Talk With Your Employer
- Ask About Plan Features
- Self Employed
- Company Doesn't Offer a Plan
- Company Doesn't Offer a Match
- Employer Matching
- Catch-up Contributions
- Automatic Enrollment and Increases
- Your Plan in a Volatile Market
- Feed Your Retirement Plan
- Understand the Market
- Review Your Retirement Plan

Traditional Pension Plans
If you still have a traditional pension plan from your employer, count yourself lucky. But don’t become complacent – that could change at any time.
Many companies have discontinued these defined benefit plans in recent years. They’ve replaced them with defined contribution plans -- 401(k)s or similar plans that put more responsibility on employees to save for their retirement.
Taking the next step
So what do you do to get ready, whether you have a pension currently or not? Talk with your investment professional to find out. Don't have one?
Find out what an investment professional can do for you and learn how to choose one.








