Personal Umbrella Insurance Policy Options

Protect your assets with an extra layer of personal umbrella insurance coverage

You’ve insured your car and your home. But if the unexpected should occur, are you sufficiently protected? A personal umbrella insurance policy offers an extra layer of protection for your assets if there’s a serious auto accident or accident on your property. Otherwise, you could be liable for more than your current auto or homeowners coverage.

How personal umbrella insurance coverage works

Consider this scenario:

• Your home insurance provides $700,000 of liability coverage
• A serious accident occurs on your property, and you’re sued for $1.7 million
• The gap in your coverage is $1 million – placing your home, wages and investments at risk

 With an additional $2 million in umbrella insurance, your assets are protected.

What assets do you need to protect?

Personal umbrella insurance helps protect your:

• Wages
• House
• Investments
• Cars
• Boat