UNDERINSURANCE
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Make Sure Your Home is Covered for All It's Worth

A home is the largest investment most people make in their lifetime. About two out of every three homes in America are underinsured. The average underinsurance amount is about 22%, though some homes are underinsured by 60% or more. This means millions of American homeowners are at risk of major financial loss should a disaster ever affect their home. Homeowners in these unfortunate situations find themselves responsible for tens of thousands of dollars of unexpected out-of-pocket costs to rebuild their house. Many of these homeowners are financially unable to rebuild a house like the one they had prior to their loss.

Learn more about underinsurance

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What is reconstruction cost?

Is reconstruction cost the same thing as market value?

What are some factors that affect reconstruction costs?

Make sure your home improvements are protected

Cover your personal possessions, too

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