Choose Nationwide Bank® for your used car financing to make sure you get low rates that fit your budget.
Get a Used Car Loan That Fits Your Budget
|Term||APR* as low as|
|Up to 36 months||4.05%|
|37 - 48 months||4.05%|
|49 - 60 months||3.65%|
|61 - 72 months||3.90%|
|73 - 84 months||4.05%|
Depending on your loan amount, you can get various terms for your used auto loan.
|Loan amount||Terms available|
|$20,000+||Up to 84 months|
|$15,000+||Up to 72 months|
|$5,000+||Up to 66 months|
A low interest rate is just part of your used auto loan with Nationwide Bank. We also offer the flexibility and service you want.
Nationwide Bank has a quick and secure used car loan application so you can get the auto loan you need to buy the used car you want.
You must be 18 years or older to apply for a used car loan.
|Financial information||Vehicle information|
If you are applying for a used car loan with another person, and this person agrees to apply jointly, you will need to have that person’s ID and residence information, too.
Do I have to buy a used car from a dealership to get a loan from Nationwide Bank?
With a loan from Nationwide Bank, you can purchase a car from a dealer or a private party. That includes online sites such as eBay and Craigslist, used car lots and family or friends.
Is high mileage a factor in my used car loan?
While we don’t have set mileage limits, the mileage will impact the value of your used car. In turn, the value of the car will impact how much you can borrow for your used car loan.
Does it make sense for me to buy a car with my home equity line of credit instead of a used car loan?
That depends on your situation. With a used auto loan, you’ll get a fixed interest rate and set term. With a home equity line of credit, you may have more flexibility, and you may be able to deduct the loan interest from your taxable income. (Please consult a tax advisor regarding the deductibility of interest.)
After I am approved, how quickly can I get a check?
After you fill out the loan application online and you are approved, we’ll send you loan documents to read, sign and return. Once we receive your signed documents, you’ll get a check in two business days.
Do you charge a different rate for used car loans?
No, Nationwide Bank offers the same low rate for car loans, whether they’re new, used or refinanced.
Don’t forget that Nationwide can provide you with the insurance you need to stay protected on the road. Request a car insurance quote from Nationwide Insurance today.
Manage your checking, savings or money market account from your phone or iPad.BKW-0650AO.2
The Bank Note
The newsletter that helps you spend and save…better.
Safety & Stability
We're a financially sound, 4-star rated financial institution backed by FDIC insurance.BKW-0476AO.2
Boat, Motorcycle & RV Loans
Get the same great rates for new, used and refinanced vehicles.BKW-0218AO.4
Same Great Rate for New and Used Autos
Buy the right car with the right car loan from Nationwide Bank.BKW-0216AO.5
Get a Lower Mortgage Rate
We offer low rates for fixed, adjustable and refinance mortgage loans.BKW-0410AO.3
Use Your Home's Equity
Start a home project or consolidate credit card debt with a lower interest rate.BKW-0667AO
Online Savings Account
We make it easy to save for the holidays, a special occasion or a rainy day.BKW-0246AO.5
Earn a rate that's almost triple what other banks offer.BKW-0213AO.3
Open a CD Account
Lock in a higher rate with flexible terms from 3 months to 5 years.BKW-0214AO.6
Great Money Market Rates
Get top-tier rates and easy access to your money.BKW-0244AO.6
Nationwide Bank® Buxx Card
Teach your teen to make smart money choices.BKW-0548AO.1
Nationwide Bank® Visa® Gift Card
Say happy birthday, congratulations or thank you with the perfect gift.BKW-0232AO.3
1% Cash Back and No Annual Fee
Sign up for your Nationwide Bank Visa® today!BKW-0413AO.4