Veterinarians
- Common Questions
- Glossary
- Worries and Solutions
- Quick Facts
- Insurance Shopping List
Safety and Loss Control
Let’s Talk About Protecting Your Veterinary Office
We’ve listed some common concerns most vet offices have, along with some ways we can partner to protect your business. When you’re ready to speak to an agent, find one near you using our Professional Locator.
(Please note all coverage may not be available in all states.)
| Your worries | The solutions | |
|---|---|---|
| What you think about | How you can help yourself | How Nationwide can help |
| A professional mistake, such as the wrong prescription or a surgery mishap, could hurt business. |
Regular employee training and education Clear medical histories for all patients A written infectious disease control plan | Veterinarian Professional Liability Coverage |
| What if the medications in the office are damaged or stolen? |
Keep prescription and nonprescription drugs in a locked cabinet Purchase a backup generator to keep refrigeration equipment running in the event of a power failure | Property
Coverage Spoilage Coverage Equipment Breakdown Coverage Utility Services Coverage |
| Animals get nervous in a new environment. This means injuries are possible – to animals, their owners or the general public. | Veterinarian Safety
Bulletin Isolate infectious animals away from the others in your care | General
Liability Coverage Medical Payments Coverage |
| And what if someone on the staff is hurt? |
Use personal protective equipment such as gloves, masks, gowns and
footwear Regular training and employee education Implement an employee immunization policy Document each incident Create a written infectious disease control plan | Workers
Compensation Stop Gap Liability Coverage |
| Hazardous waste disposal is part of my business. | Pollution Liability Coverage | |
| What if a company vehicle is in an accident? | Fleet Accident Procedures Safety Bulletin | Business Auto Coverage |
| What if something unexpected happens to an animal in my care, such as death? |
Loss to Client's Animals Legal Liability Live Animals in Transit Coverage |
|
| If my business sells pet food or animal care products, does that require additional coverage? |
Do not repackage or relabel products
Stay current with industry news Pay attention to product recalls | General Liability Coverage Including Defense Cost |
| Chemicals, cremation or and other situations make fire a concern. |
Make proper storage of chemicals and flammables an office
priority Have regular, professional inspections of wiring, heating, air conditioning and refrigeration units House cremation equipment in a separate facility Restrict smoking to controlled areas Make sure excess trash and debris are removed on a regular schedule | Property Coverage |
| Something could happen to the equipment, supplies and tools taken off site. | Keep vehicles or trailers locked | Inland Marine Coverage |
| Patient medical records could get lost. |
Keep copies of patient records off-site Back up your computer files and store the disc off-site | Valuable Papers Coverage |
