Let’s Talk About Protecting Your Veterinary Office

We’ve listed some common concerns most vet offices have, along with some ways we can partner to protect your business. When you’re ready to speak to an agent, find one near you using our Professional Locator.

(Please note all coverage may not be available in all states.)

Glossary

Your worries	The solutions
What you think about	How you can help yourself	How Nationwide can help
A professional mistake, such as the wrong prescription or a surgery mishap, could hurt business.	Regular employee training and education Clear medical histories for all patients A written infectious disease control plan	Veterinarian Professional Liability Coverage
What if the medications in the office are damaged or stolen?	Keep prescription and nonprescription drugs in a locked cabinet Purchase a backup generator to keep refrigeration equipment running in the event of a power failure	Property Coverage Spoilage Coverage Equipment Breakdown Coverage Utility Services Coverage
Animals get nervous in a new environment. This means injuries are possible – to animals, their owners or the general public.	Veterinarian Safety Bulletin Isolate infectious animals away from the others in your care	General Liability Coverage Medical Payments Coverage
And what if someone on the staff is hurt?	Use personal protective equipment such as gloves, masks, gowns and footwear Regular training and employee education Implement an employee immunization policy Document each incident Create a written infectious disease control plan	Workers Compensation Stop Gap Liability Coverage
Hazardous waste disposal is part of my business.		Pollution Liability Coverage
What if a company vehicle is in an accident?	Fleet Accident Procedures Safety Bulletin	Business Auto Coverage
What if something unexpected happens to an animal in my care, such as death?		Loss to Client's Animals Legal Liability Live Animals in Transit Coverage
If my business sells pet food or animal care products, does that require additional coverage?	Do not repackage or relabel products Stay current with industry news Pay attention to product recalls	General Liability Coverage Including Defense Cost
Chemicals, cremation or and other situations make fire a concern.	Make proper storage of chemicals and flammables an office priority Have regular, professional inspections of wiring, heating, air conditioning and refrigeration units House cremation equipment in a separate facility Restrict smoking to controlled areas Make sure excess trash and debris are removed on a regular schedule	Property Coverage
Something could happen to the equipment, supplies and tools taken off site.	Keep vehicles or trailers locked	Inland Marine Coverage
Patient medical records could get lost.	Keep copies of patient records off-site Back up your computer files and store the disc off-site	Valuable Papers Coverage