America's marketFLEX^®VUL 

With this product, you allocate your assets and manage the underlying funds in your insurance contract. The policy helps to protect your family while helping you control your investments' focus by actively trading.

Before deciding on a variable life insurance policy, you should carefully consider the investment objectives, risks, charges and expenses of the policy and its investment options. The product prospectus and underlying fund prospectus contain this and other important information. To obtain a product prospectus, click the link below. For an underlying fund prospectus, contact your investment professional or Nationwide. Read the prospectus carefully before you make a purchase.

Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.

Want to learn more?

• Key facts (PDF)
• Prospectus (PDF)
• Riders and options
• Fees and charges

More about funds

• Fund list
• Performance (PDF)
• How to choose funds

Guarantees and protections are subject to Nationwide's claims-paying ability. They don’t apply to the investment performance or safety of the underlying investment options.  Underlying sub accounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

Life Insurance is issued by Nationwide Life Insurance Company, or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Contract/Certificate: VLO-0721, VLO-0721-36, VLO-0721-42

Oklahoma Contract: VLO-0721-35

Riders/Endorsements: VLO-359, VLO-360, VLO-361, VLO-362, VLO-508, VLO-526, VLO-0700-A, VLO-0717-31, VLO-0640, VLO-512, VLO-500, VLO-0717, VLO-528-B

Oklahoma Riders/Endorsements: VLO-359, VLO-360, VLO-361, VLO-362, VLO-508, VLO-526-35, VLO-0717, VLO-398-A, VLO-512, VLO-500, VLO-528-35-B

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