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Personal Watercraft Insurance Coverage
Nationwide offers many insurance coverage options to protect you, your personal watercraft (PWC) and other boaters.
Insurance coverage to protect your PWC
- Collision
- Theft
- Vandalism
- Damage caused by uninsured or underinsured boaters
Insurance coverage to protect you and others
- Bodily injury
- Property damage
- Medical payments
- Uninsured and underinsured boaters
- Guest passenger liability
Special features
- On-water towing
- Trailer coverage
Learn more about PWC insurance coverage
Liability coverage
Covers injuries and property damage to others resulting from a covered
accident if you are found to be legally liable. This includes pollution
liability coverage at no additional cost and wreckage removal when you
have physical damage coverage (Comprehensive and Collision) with us.
Comprehensive coverage
Covers damage to your boat, motor, trolling motor, trailer, permanent
and portable boating equipment for losses resulting from things other
than collision (such as damage from fire, theft, or storms), subject to a
deductible.
Collision coverage
Covers damage to your boat, motor, trolling motor, trailer, permanent
and portable boating equipment in the event of a covered accident,
subject to a deductible.
Uninsured or underinsured boater coverage
Covers damage to your boat, motor, trolling motor, trailer, permanent
and portable boating equipment in the event of a covered accident,
subject to a deductible.
Medical payments
Covers medical bills for the treatment of injuries that are incurred by
you or others while operating or occupying your boat.
On-water towing and labor
Covers towing expense and other emergency services up to selected limits
in the event your boat becomes disabled on the water.
Get a Personal Watercraft Insurance Quote
Find a Nationwide insurance agent.
Or call 1-877-On Your Side® (1-877-669-6877) for watercraft insurance for your Jet Ski, WaveRunner, Sea doo or other personal watercraft.







