The wholesale and distributor business can be a tough one. Fire, flood and damaging storms can harm your products and warehouse. Thieves can target your inventory and damage property just trying to get to it. And every part of your supply chain - from late supplier shipments to unpaid deliveries you've made - can impact your ability to pay bills and payroll. Make sure you have updated wholesalers’ business insurance coverage to protect you against such losses.
Nationwide understands the importance of distributors insurance. We know your business and the unique exposures you face every day. A Nationwide agent can work with you to create an affordable business insurance policy for wholesalers and distributors that meet your needs.
Wholesalers and distributors insurance starts with a businessowners policy, or BOP, that combines commercial property, general liability, business income and other coverages into one convenient package.
Protect your building and its contents in the case of a loss due to fire, a burst water pipe or other covered event at your business.
Protect your business when your employees, products or services cause harm to other people or their property.
Cover losses that occur when work is interrupted or your office is closed temporarily due to a covered loss at your business.
Protect your equipment against breakdowns.
Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own while on company time.
This coverage can replace lost wages, pay for medical treatment and protect your company and its assets if an employee suffers a serious injury.
Protect your business against losses or damages to your offices from theft.
Cover losses to goods that occur at your premises, while being transported to or from your premises, or while in storage.
Protect yourself should one of the products you sell cause bodily injury or property damage.
Pick up where your other liability coverages stop.
Cover equipment that you have rented or leased for your business, such as forklifts, cranes or backhoes.
Protect against untold expenses if you have to recreate your files following a covered loss.
Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.