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Nationwide YourLife^® Survivorship VUL

Are you in the market for life insurance that covers two lives instead of one? Survivorship life insurance is designed to pay a death benefit when the second insured person passes away. Nationwide YourLife Survivorship VUL can help you ensure your family or business legacy while giving you access to your policy’s value¹ while you’re alive.

Nationwide YourLife Survivorship VUL also offers strategies for:

• Income replacement and family protection
• Estate planning
• Guaranteed protection
• Wealth enhancement
• Business continuation
• Access to cash value
• Insuring the uninsurable

Want to learn more about Nationwide YourLife Survivorship?

• Client guide (PDF)
• Prospectus (PDF)
• Riders and options
• Fees and charges

More about funds

• Fund list
• Performance (PDF)
• How to choose funds

¹Access to your money – This assumes that the contract qualifies as life insurance under section 7702 of the Internal Revenue Code (IRC) and is not a modified endowment contract (MEC) under section 7702A. Most distributions are taxed on a first-in/first-out basis as long as the contract meets non-MEC definitions under section 7702A. Loans and partial withdrawals from a MEC generally are taxable and, if taken prior to age 59½, may be subject to a 10% tax penalty. Unpaid loans will reduce the cash value and death benefit payable, and if the policy lapses with a loan outstanding, it will be treated as a distribution and may be subject to income tax.

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Guarantees and protections are subject to Nationwide’s claims-paying ability.

They don't apply to the investment performance or safety of the underlying investment options. Underlying sub accounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

Life insurance is issued by Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company, Columbus, Ohio, members of Nationwide Financial. Nationwide, Nationwide YourLife, the Nationwide framemark, Nationwide Financial and On Your Side are service marks of Nationwide Mutual Insurance Company.

Policy/certificate: NWLA-380-AO

Oklahoma Policy/certificate: NWLA-380-OK

Riders/endorsements: NWLA-372-AO, NWLA-381-AO, NWLA-382-AO, NWLA-383-AO, NWLA-384-AO, NWLA-385-AO, NWLA-415-AO

Oklahoma riders/endorsements: NWLA-372-AO, NWLA-381-AO, NWLA-382-AO, NWLA-383-AO, NWLA-384-AO, NWLA-385-AO, NWLA-415-AO

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