Nationwide YourLife^® Survivorship VUL

Variable Universal Life Insurance From Nationwide

Are you in the market for life insurance that covers two lives instead of one? Survivorship life insurance is designed to pay a death benefit when the second insured person passes away. Nationwide YourLife Survivorship VUL can help you ensure your family or business legacy while giving you access to your policy's value¹ while you're alive.

It's designed to help you protect your family with insurance and customizable death benefit guarantees (usually for an additional charge), plus give you access to professionally managed investment options to help you grow your policy's cash value at the same time, subject to market risk.

Details

Minimum amount is $100,000
Lasts for the lifetime of the surviving insured
Will not lapse as long as you've met the minimum monthly premium requirement
Declining 15-year surrender charge period - varies by state

Nationwide YourLife Survivorship VUL also offers strategies for:

Income replacement and family protection
Estate planning
Customizable death benefit with minimum requirements
Potential to grow cash value

Business continuation
Access to cash value
Insuring the uninsurable

Want to learn more?

Find out more about this variable universal life insurance:

Get the details in Nationwide YourLife Survivorship VUL.
View the prospectus

Find out more about the investment portion of this product:

Riders and Options

Riders and options

Learn how you can customize your life insurance policy to your specific needs.

NFW-3260AO

Fees and Charges

Fees and charges

Make sure you understand sales charges, surrender charges and other parts of your life insurance policy.

NFW-2809AO

Please read this important information

Variable products are sold by prospectus. Both the product prospectus and underlying fund prospectuses can be obtained by writing to Nationwide Life Insurance Company, P.O. Box 182021, Columbus, OH 43218-2021. Before investing, you should read the prospectus carefully and consider investment objectives, risks, charges and expenses. The product prospectus and underlying fund prospectus contain this and other important information.

The general distributor for variable insurance products is Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Guarantees and protections are subject to Nationwide's claims-paying ability.
They don't apply to the investment performance or safety of the underlying investment options. Underlying sub accounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

Life insurance is issued by Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company, Columbus, Ohio, members of Nationwide Financial. Nationwide, Nationwide YourLife, the Nationwide framemark, Nationwide Financial and On Your Side are service marks of Nationwide Mutual Insurance Company.

¹Access to your money – This assumes that the contract qualifies as life insurance under section 7702 of the Internal Revenue Code (IRC) and is not a modified endowment contract (MEC) under section 7702A. Most distributions are taxed on a first-in/first-out basis as long as the contract meets non-MEC definitions under section 7702A. Loans and partial withdrawals from a MEC generally are taxable and, if taken prior to age 59½, may be subject to a 10% tax penalty. Unpaid loans will reduce the cash value and death benefit payable, and if the policy lapses with a loan outstanding, it will be treated as a distribution and may be subject to income tax.

Policy/certificate: NWLA-380-AO

Oklahoma Policy/certificate: NWLA-380-OK
Riders/endorsements: NWLA-372-AO, NWLA-381-AO, NWLA-382-AO, NWLA-383-AO, NWLA-384-AO, NWLA-385-AO, NWLA-415-AO
Oklahoma riders/endorsements: NWLA-372-AO, NWLA-381-AO, NWLA-382-AO, NWLA-383-AO, NWLA-384-AO, NWLA-385-AO, NWLA-415-AO