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Nationwide telematics

Easy to sell. Easy to service.
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Appointed Agents: Start an auto telematics quote on Nationwide Express® in Agent Center.
Since 2020, consumer participation in telematics has increased by 30% according to a J.D. Power 2020 PULSE survey

Meet clients' expectations with telematics

As clients look for more personalization and new ways to save, it's clear that the future of insurance includes telematics.

That's why we created telematics programs that are easy to sell and that offer an ideal fit for each of your customers. In fact, through comparative rater integration, Nationwide® can automatically provide the right telematics program for each quote.2

After the sale, clear communications and a simple customer experience make onboarding easy. And when extra help is needed, we offer both you and your customers dedicated support from a telematics expert.

What sets Nationwide apart


Two simple programs that fit customers’ needs

SmartRide® and SmartMiles® are easy to explain and easy to sell, and they’re a good fit for most customers.


Easy telematics quoting

When you start a quote with comparative raters or Nationwide Express®, you’ll get an automatic recommendation about the program that’s the best fit for your customer. Start a quote today to see how simple the process is.


Straightforward servicing

We offer a great customer experience that also makes your job easier: a simple onboarding process, easy-to-understand metrics and measurement, plus customers get frequent program updates. If you need help as you work with customers, dedicated support from a telematics expert is available.

Nationwide's telematics offerings



SmartRide is an insurance program that rewards safe driving with up to 40% off.

Learn about SmartRide


SmartMiles is pay-per-mile insurance for low-mileage drivers that offers a flexible rate based on miles driven.

Learn about SmartMiles
[1] Source: J.D. Power 2021 PULSE survey.

[2] Automatic telematics recommendations are currently available in PL RatingTM and EZLynx® and must be activated through the comparative rater settings.

SmartRide program criteria differ in California and North Carolina. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and is subject to change based upon actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.

Products underwritten by Nationwide Mutual Insurance Company and Affiliates. Columbus, Ohio. Availability varies. SmartMiles variable premium is based upon the Cost Per Mile established for the coverages in force and the number of days and miles driven when the coverage is in force. SmartMiles Safe Driving Behavior Discount could be zero and does not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Safe Driving Behavior Discount applies at the next policy renewal and remains while the vehicle is enrolled in SmartMiles. Estimated premium is subject to change based upon final rated mileage during the mileage period and policy changes.