Nationwide® rewards safe driving. Customers can easily participate with the SmartRide app, which can be activated in 5 minutes. There’s no device required.
New: Most drivers can earn their discount in 80 days.
SmartRide measures four factors
The number of miles driven during a trip
How often there are abrupt slowdowns while driving
Accelerating in excess of 7.7 mph per second
Driving between midnight and 5 a.m.
How customers use the SmartRide app
After enrolling, the customer downloads and activates the app.
The customer can check the app often to see their progress and track their discount.
Most drivers earn their discount in 80 days.
Once they earn their discount, they can improve it at every renewal based on how safely they drive.
Use this guide to get customers started on the SmartRide app quickly and easily; activation takes just 5 minutes.
The SmartRide app is the easiest way to participate for most customers. However, we may recommend participating in SmartRide another way if one of their vehicles was enrolled in one of our other usage-based insurance programs.
With connected car
If customers have a connected car that measures driving behavior, they may have already earned a SmartRide discount.
Use Nationwide Express® in Agent Center for fast, easy quoting.
Contact your Personal Lines Sales or Territory Manager to learn more.
1 2019 national Nationwide data for customers who completed the SmartRide evaluation period.
2 SmartRide program criteria differ in California and North Carolina. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and is subject to change based upon actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.
3 Based on national data (January 2019 through April 2020).