See how SmartRide® can help increase sales and retain1 your clients by rewarding safe drivers.

Try it yourself to see how easy it is to participate!

How does it work?

Nationwide® rewards safe driving. Customers can easily participate with the SmartRide app, which can be activated in 5 minutes. There’s no device required.

10 percent participation discount; up to 40 percent off premium; opportunity to increase the earned discount at every renewal, up to 40 percent

New: Most drivers can earn their discount in 80 days.

SmartRide measures four factors

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Miles driven

The number of miles driven during a trip

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Hard braking

How often there are abrupt slowdowns while driving

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Fast acceleration

Accelerating in excess of 7.7 mph per second

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Night driving

Driving between midnight and 5 a.m.

How customers use the SmartRide app

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number 1 iconAfter enrolling, the customer downloads and activates the app.

number 2 iconThe customer can check the app often to see their progress and track their discount.

number 3 iconMost drivers earn their discount in 80 days.

number 4 iconOnce they earn their discount, they can improve it at every renewal based on how safely they drive.

Use this guide to get customers started on the SmartRide app quickly and easily; activation takes just 5 minutes.

The SmartRide app is the easiest way to participate for most customers. However, we may recommend participating in SmartRide another way if one of their vehicles was enrolled in one of our other usage-based insurance programs.

With connected car

If customers have a connected car that measures driving behavior, they may have already earned a SmartRide discount.

Get more details

With the SmartRide device

If one or more vehicles are participating in a vehicle-level telematics program (connected car, SmartMiles), the other vehicles can participate in SmartRide using the device.

Get more details

What kinds of discounts can customers expect?3

21 percent is the average discount earned
86 percent of customers who participate in SmartRide earn a higher discount than the participation discount by the end of the program
97 percent of customers who participate in SmartRide earn a discount at the end of the program

Marketing resources

Visit our social media platform and Marketing Central to get the latest usage-based content to share with customers. Search “SmartRide” to access these materials.

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Use Nationwide Express® in Agent Center for fast, easy quoting.
Contact your Personal Lines Sales or Territory Manager to learn more.

1 2019 national Nationwide data for customers who completed the SmartRide evaluation period.

2 SmartRide program criteria differ in California and North Carolina. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and is subject to change based upon actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.

3 Based on national data (January 2019 through April 2020).