Alexa Terms and Conditions

Nationwide Skill Terms and Conditions

Nationwide Mutual Insurance Company, its subsidiaries and affiliates, including, without limitation, Allied Group, Inc. and Harleysville Group, Inc. (collectively "Nationwide" or "We"), gives you the ability to do more with the Nationwide skill on Amazon's Alexa service on any Alexa-enabled device (the "Skill"). You can use the Skill to access our product information and educational content ("Online Activities").

When you access the Skill, you are agreeing to these terms and conditions of use, plus any additional terms or conditions posted on Nationwide.com and SmartRide (collectively "Terms and Conditions"). The Terms and Conditions are in addition to any other agreements between you and Nationwide.

Nationwide reserves the right to modify, change, suspend or discontinue the Skill, or any part of it at anytime without notice.  We may amend any of the Terms and Conditions at our sole discretion at any time without prior notice to you. Such modification or change shall be effective upon posting to the Amazon Skills store or Nationwide.com. You agree to be bound to any changes to these Terms and Conditions when you use the Skill after any such change is posted.

Important Information about the Content

All information provided through the Skill (the "Content") is for informational purposes only and should not be relied upon. Restrictions may apply. Insurance terms and definitions are for informational purposes and are subject to the terms of your policy documents which will determine coverage. State law prohibits this summary of coverage from modifying, altering, amending or changing any of the terms or provisions of the insurance policy which is the subject of this summary. Final decisions regarding the purchase of insurance coverages should be made by you based on your unique financial situation. This summary of coverage is not admissible in court or in any other legal or administrative proceeding. All claims for coverage are investigated and evaluated on their own merits and will be subject to all the conditions and exclusions included in the policy. Coverage cannot be confirmed or denied based on the information provided in this document.

SmartRide

If you are currently a SmartRide participant and have installed the SmartRide telematics device in your car, you may use the SmartRide skill on your Alexa-enabled device to see your progress and track how your estimated final discount is trending. The SmartRide skill will allow you to check your driving trends on these factors, which may include:  miles driven, hard braking, fast acceleration, idle time and nighttime driving.  Your participation in Nationwide’s SmartRide Program is expressly conditioned on your acceptance of the SmartRide Terms and Conditions.  Products underwritten by Nationwide Mutual Insurance Company and Affiliates. Columbus, Ohio. Availability varies. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.

Availability varies; program criteria differs in California. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.

Claims Status

You may use the Claims skill on your Alexa-enabled device to access certain Nationwide claims information like your Claims rep contact information, claim status and payment inquiries. This will not replace communications with the Claims adjuster and/or written claim correspondence. The claim information from the Alexa skill is not an indication that Nationwide has confirmed the accuracy of the reported information or finalized its claim investigation. For additional information about a claim, please contact your assigned adjuster.  

Notice of Applicability to Children

The Skill is not intended for children ages 13 and younger.

Privacy and Security

Please review our Privacy Policy that explains how we collect, use and share user information. The Skill allows you to use your Alexa-enabled device (e.g., Amazon Echo) to communicate with Nationwide, by voice, regarding your Account(s). Your voice is only used to activate Alexa's features and is not used to authenticate the account. To use the Skill, you will have to speak commands and questions aloud to Amazon's Alexa service ("Alexa"), and you will receive responses aloud.  By accessing the Skill, you authorize Nationwide to perform the actions and share the necessary information with Amazon. We're going to send that information through Amazon, which will then go through the internet.  It is also possible that Alexa and/or Amazon will record your interactions with the Skill or with Alexa. Consult your agreements with Amazon to learn more about how Amazon and your Alexa-enabled device treat those interactions.  

Intellectual Property

Intellectual property is protected by copyrights, trademarks, service marks, international treaties or other proprietary rights and laws of the United States and other applicable countries. You agree to abide by all applicable proprietary rights and laws as well as any additional trademark or copyright notices or restrictions contained in the Terms and Conditions. The Terms and Conditions grant you no right, title or interest in Nationwide's intellectual property and create no relationship between you and Nationwide. You may address all inquiries concerning use of Nationwide's intellectual property to: Nationwide Office of General Counsel, Intellectual Property Department, One Nationwide Plaza, Columbus, OH 43215-2220 (email address: trademark@nationwide.com).

Trademark Notice

The trademarks, service marks, slogans, logos, trade dress and other identifiers ("Marks") displayed on the Skill are the property of Nationwide, unless otherwise disclosed. You are prohibited from using any Marks for any purpose including, but not limited to, use on other materials, in presentations, as domain names, or as metatags, without the written permission of Nationwide.

Designated Agent (Digital Millennium Copyright Act)

If you think that a work protected by a United States copyright has been linked to, posted or stored on the Skill without authorization, please contact the following agent designated to receive notification of claimed copyright infringement: Copyright Attorney, Nationwide Office of General Counsel, Intellectual Property Department, One Nationwide Plaza, Columbus, OH 43215-2220 or (email address: copyright@nationwide.com)

License and Reproduction

Any commercial or public use of the Skill or any of its Content is strictly prohibited without written permission from Nationwide.

Disclaimer of Warranties

ALL INFORMATION AND OTHER MATERIALS PRESENT ON THE SKILL ("CONTENT"), INCLUDING, WITHOUT LIMITATION, PRODUCTS AND SERVICES ARE PROVIDED "AS IS," WITHOUT ANY WARRANTIES ABOUT THE CONTENT'S NATURE OR ACCURACY (EITHER WHEN POSTED OR AS A RESULT OF THE PASSAGE OF TIME) AND WITHOUT ANY REPRESENTATIONS OR GUARANTEES.

WITHOUT LIMITING THE ABOVE, NATIONWIDE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY WITH REGARD TO ANY WEB SITE OWNED BY A THIRD PARTY TO WHICH OR FROM WHICH THE SKILL IS LINKED ("LINKED WEB SITE"). NATIONWIDE DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR THE CAPABILITIES OR RELIABILITY OF ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED WEB SITE.

Nationwide makes no representations, warranties or guarantees that the Skill will be accessible continuously and without interruption, or error free.

Limitation of Liabilities

IN NO EVENT WILL NATIONWIDE ITS RESPECTIVE SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS AND DIRECTORS BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, DIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, EVEN IF YOU HAVE NOTIFIED NATIONWIDE ABOUT THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIMS BY ANY THIRD PARTIES ARISING OUT OF OR IN ANY WAY RELATED TO THE ACCESS, USE OR CONTENT OF THE SKILL OR A LINKED WEB SITE WHETHER SUCH CLAIMS ARE BROUGHT UNDER ANY THEORY OF LAW OR EQUITY.

Your liabilities

Nationwide has the right to deny you access and use of the Skill and its Content if you violate (as Nationwide may determine in its sole and absolute discretion) any provision of the Terms and Conditions. Nationwide reserves the right to seek all other remedies available at law and in equity. You agree, at your own expense, to defend, indemnify and hold Nationwide harmless from any claim or demand, including reasonable attorneys' fees, made by a third party in connection with or arising out of your access to, or use of, the Skill or any of its Content in a manner other than as expressly authorized by the Terms and Conditions, your breach of the Terms and Conditions or your violation of applicable laws or any rights of any third party.

Governing Law/Venue These 

Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the State of Ohio. You consent to exclusive jurisdiction and venue in Franklin County, Ohio and waive the defense of forum non conveniens.

Entire Agreement

Except to the extent otherwise set forth in the Terms and Conditions, these Terms and Conditions set forth the entire understanding between Nationwide and you with respect to your access to, and use of, the Skill and its Content and supersedes all prior or contemporaneous understandings regarding access and use.

Severability

If any portion of these Terms and Conditions is found to be unenforceable, the remaining sections of the Terms and Conditions will remain in effect.

Waiver

Failure by Nationwide, in any instance, to exercise any of its rights under the Terms and Conditions will not constitute waiver of such right or any other rights under the Terms and Conditions.

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