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Refinancing a car can lower your interest rate, resulting in a lower monthly payment. If you’ve found yourself asking, "Should I refinance my car?," using our auto refinance calculator can help you quickly and easily find the answer.

How to use our auto refinance calculator

Get personalized results by simply filling out our car refinance calculator with details on your current and new loan, including your current loan balance, interest rate, monthly payment, new loan amount, any closing costs and fees, term length of the new loan, and new loan interest rate. The results will tell you your new monthly payment, the amount you’ll save each month from refinancing your car loan and the total interest savings you’ll receive during the lifetime of your loan.

Current Auto Loan

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New Loan

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Results

New Monthly Payment:
$
Monthly Payment Savings:
$
Lifetime Interest Savings
$
Apply Now

Auto Loan Calculator

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months

Results

Monthly Payment:
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Total Lifetime Interest:
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Apply Now

Should you refinance your car loan?

At Nationwide®, we want to help you pay less on what you borrow. If you’ve ever thought about refinancing your existing auto loan, now is the time to find out if it’s the right choice for your situation.

There are a few ways to find out if you should refinance your auto loan. Among them are if your credit score has improved or your budget has changed. Learn more about whether you should refinance your auto loan with these other considerations.

After using the auto loan refinance calculator, create a plan

After reviewing your car refinance calculator results, you should have a better idea if an auto refinance is the right solution for you. Learn more about Nationwide’s auto refinancing features and how to apply for an auto loan.

Auto refinance calculator glossary

New monthly payment – The monthly cost of your new refinanced loan. This is equal to your current balance on your original loan. Closing costs are not added to your new loan balance.

Lifetime Interest Savings – total amount of interest payment money you will save (or owe) by refinancing your vehicle. 

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