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Certificate of Deposit (CD)

A CD is an account that can offer a higher interest rate than a regular savings account. At Nationwide, you'll find competitive CD interest rates and flexible terms, from 3 months up to 5 years. 

Current CD interest rates

Below is a table of certificate of deposit (CD) rates offered by Nationwide.

$0 - $9,999.99 $10,000 - $99,999.99 $100,000+
Term Interest Rate APY* Interest Rate APY* Interest Rate APY*
3 Month 0.25% 0.25% 0.25% 0.25% 0.30% 0.30%
6 Month 0.30% 0.30% 0.30% 0.30% 0.35% 0.35%
9 Month 0.35% 0.35% 0.35% 0.35% 0.40% 0.40%
12 Month 0.90% 0.90% 0.90% 0.90% 0.95% 0.95%
15 Month 1.04% 1.05% 1.04% 1.05% 1.09% 1.10%
18 Month 1.00% 1.01% 1.00% 1.01% 1.05% 1.06%
24 Month 1.50% 1.51% 1.50% 1.51% 1.55% 1.56%
36 Month 1.69% 1.70% 1.69% 1.70% 1.73% 1.75%
48 Month 1.39% 1.40% 1.39% 1.40% 1.44% 1.45%
60 Month 1.89% 1.91% 1.89% 1.91% 1.94% 1.96%

*
Annual Percentage Yield (APY) is effective 4/20/2017 and is subject to change
Penalty for early withdrawal may apply.  Fees may reduce earnings on the account.

Experience the difference when you save at Nationwide

At Nationwide, we value you as a member and make the advantages clear to you.

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Why choose a certificate of deposit account?

A certificate of deposit (CD) is an FDIC-insured interest-bearing account that is typically associated with longer-term savings. A bank CD gives you the flexibility of choosing how long you'd like to commit to saving, anywhere from 3 months to 60 months. At the end of this term, the CD matures, meaning you get your initial deposit plus the interest you have accrued. This makes a Nationwide CD a great alternative to a traditional savings account when you are looking for higher yields and may not need access to your funds for a while.

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