To help offset the rising costs of traditional health care plans, many employers and employees have resorted to high deductible health plans with lower premiums. This works well for saving money – until an injury or illness suddenly sends someone to the hospital. Unfortunately, many people don’t have enough savings on hand to meet that high deductible.

Ca$hBack Supplemental Hospital insurance plans from Nationwide Employee Benefits® has an answer for those who might need help covering inpatient hospital bills resulting from serious illness or accidental injuries.

What are the benefits of Ca$hBack Hospital insurance?

Our affordable Hospital Ca$hBack insurance can help provide the funds you and your employees need to cover inpatient hospital stay costs within your deductibles, before insurance benefits kick in.

The per diem benefits for hospitalization are paid directly to your employee, instead of their health care provider. Your employee may use the payment to cover their deductible, hospital bills, child care, travel expenses or however they choose to spend it.

Who's eligible to participate? [1]


Employers with 2 or more eligible employees


Employees who are U.S. residents between 18 and 70 years old


Employees actively at work at least 25 hours a week

Group insurance plans. Key person benefits. Retirement plans. Take a look at all of our employee benefits.

[1] Spousal waivers are excluded from minimum participation requirements.

Products are not available in all states. The benefits outlined here are for illustrative purposes only and should not be considered a proposal for coverage. Limitations and exclusions apply. Additional plan options are available with underwriting approval.