Don't face a cancer diagnosis without Kadance
Kadance provides access to precision medicine through advanced genomics-based testing. Available for purchase at a reduced rate for Nationwide members, this program delivers actionable insights into your inherited cancer risks and medication management services based on your genetics and health conditions, helping you and your doctor make better-informed health decisions.
This groundbreaking program also includes personalized cancer support — including Oncology Nurse Navigation and comprehensive genetic cancer testing and sequencing — to guide you through complex health care decisions with clarity and confidence. Please note, your test results are private and will never be shared with Nationwide.
Discover what Kadance offers
Inside your DNA is information that can be used to prevent, diagnose and treat serious diseases. This technology is recent, and most health insurance plans don’t cover it. It doesn’t mean you shouldn’t have access to it.
Review the video to learn more about Kadance.
An exciting program that’s about living
Proactive health management
Gain insight into your health and take control:
- Pharmacogenomic Test: Understand how your genetics impact the medications, over the counter drugs, and supplements you take
- Ongoing clinical pharmacist support to ensure all your medications, health and genetics are aligned
- Hereditary Cancer Risk Test, genetic counseling and risk reduction action plan
- Secure member portal and precision health literacy library
- Test results are private and never shared with Nationwide
Precision cancer care management
Receive personalized services unique to you:
- Personal Oncology Nurse Navigator throughout your cancer journey and recovery
- Expert review to confirm diagnosis
- Genetic testing1
- Precision Oncologists, molecular pathologists, and clinical pharmacists to interpret your cancer sequencing results and provide precision treatment recommendations
- Clinical trial evaluation and enrollment
- Treating physician support and guidance
Survivorship and recovery
Continued access to services after remission:
- DNA-based recurrence monitoring
- Continued Oncology Nurse Navigation
- Wellness and survivorship resources and support
- If cancer recurs, all precision care management services are repeated
Explore the services
Understand how different medications might affect you
The Kadance Pharmacogenic (PGx) Test offers valuable insights into how your genetics affect the way different medications work for you. Here’s how the process works:
- Order a Kadance PGx Test and enter your current medications.
- The PGx and drug data are analyzed to generate a Medication Optimization Plan.
- A clinical pharmacist reviews the Medication Optimization Plan with you via telehealth consults.
- The clinical pharmacist sends your doctor a detailed report, recommendations and options for a no-charge clinical consult.
- The prescribing physician sends the pharmacist the recommended changes.
- The PGx data is retained and anytime your medications or health change, request another clinical pharmacist consult, for the lifetime of your membership.
Understand your risk profile for cancer
The Kadance Hereditary Cancer Risk Test gives you actionable visibility into your risk of developing various types of cancer based on your genetics. Here’s how the process works:
- Order the Kadance Hereditary Cancer Risk Test.
- Receive the simple do-it-yourself mouth swab delivered to your door.
- Complete the swab process and return it using the pre-paid envelope.
- About 21 days later, you’ll be notified that your results are ready.
- Log into your portal and view your results.
- Speak with a certified genetic counselor if you have an elevated cancer risk.
If you are diagnosed with cancer, Kadance is there to help
Kadance offers support and access to a team of experts to help guide you and your family through the cancer journey on a path tailored specifically to your needs. Here’s how the process works:
- You notify Kadance of the cancer diagnosis.
- With your consent, Kadance collects medical records and pathology.
- A Kadance Molecular Pathology Partner reviews records, provides second opinions and orders genomic tests.
- Genomic tests are conducted by the Kadance Molecular Pathology Partner.
- The results are compiled. Treatment recommendations and clinical trial options are presented to you and your treating health care team.
- A virtual tumor board provides expert consultation with the treating health care team.
- You and your health care team select the course of treatment that is right for you.
- You complete the treatment or clinical trial.
- When you’re declared cancer-free, you enter the Survivorship and Recovery program.
Additional insights with recurrence monitoring
With cancer, there's always a risk of recurrence. DNA-based recurrence monitoring gives you additional clarity into your health status. Based on your type of cancer diagnosis, we conduct regular testing so you know where you stand. Here’s how the process works:
- Your Kadance Molecular Pathologist determines the timing of the blood-based recurrence monitoring.
- Your Oncology Nurse Navigator notifies you that it is time for your test.
- Kadance schedules a blood draw and sends it to the lab.
- The results are shared with you and your oncologist, with next-step recommendations.
- If the results are negative, no further action is currently needed. The process is repeated twice per cancer occurrence, throughout the lifetime of your membership.
- If the results are positive, your doctor will do further testing to confirm the recurrence.
- If recurrence is confirmed, re-enter the Kadance Precision Cancer Management Program.
- When your cancer treatment is complete, the DNA-based recurrence monitoring begins again.
The Kadance Hereditary Cancer Risk Test and the Kadance Pharmacogenomic (PGx) Test have been developed to help individuals manage their health. The process and methodology for delivering these tests are highly regulated, comprehensive and complex. They’re known as clinical-grade tests because they’re ordered by a physician and used for medical purposes.
You’re eligible to purchase the Kadance service because you own a Nationwide life insurance policy.
Coverage is available for individuals ages 18 to 80. Anyone can purchase coverage, but they must be cancer-free for 1 year before they can take advantage of the comprehensive genomic profiling, second opinion and recurrence monitoring upon a cancer diagnosis. They can have hereditary risk and PGx testing even if they have not been cancer-free for 1 year.
No. Cancer and genetic-related services available through the program are delivered by Kadance, an independent health management company. Your results are never shared with your insurance company or any other organization without your permission.
There is a cost associated with the Kadance program. Customers can choose to pay a monthly or annual fee directly to Kadance. Kadance will provide full details on any costs associated during the sign up process.
There are many complex reasons why health insurance plans have been slow to reimburse precision cancer services. Physician awareness, health system processes and practices, and inconsistent medical necessity guidance are some of the well-documented issues. In addition, health insurance companies have a different economic model from life and critical illness insurance companies, meaning they’re not always able to provide access to the same services.