A: With Nationwide ProAccount®, Wilshire Advisors, the Independent Financial Expert (IFE), adjusts your investments based on market conditions and your profile. But to make your strategy as tailored to you as possible, it helps to keep your information up to date. That’s where the Risk Tolerance Questionnaire comes in.
On the questionnaire, you can share details about your current financial situation, goals and retirement timeline. Even small updates — like changes in income, savings or planned retirement age — can help us fine-tune your portfolio to better reflect your needs. Best of all, updating the Risk Tolerance Questionnaire is fast and simple.
Here’s why it matters: ProAccount starts with a strong foundation, but it becomes more personalized when you provide additional details. The more current your information, the more precisely your portfolio can be adapted to reflect your goals. The Independent Financial Expert (IFE) uses this data to refine your strategy using a forward-looking approach, so your account stays responsive to your life.
A quick update helps your strategy stay as personalized as possible so it keeps working its best for you.