Planning a timetable to pay off your credit card balance? Enter the variables of your situation into our calculator to determine what it will take to pay off your balance, and what you can adjust to reach your repayment goals.
Find Out How Quickly You Can Pay Your Credit Card Balance With Our Payoff Calculator
At Nationwide Bank®, we want to help you pay less on what you borrow by giving you the resources you need to make the most of your money.
Our credit card payoff calculator is easy to use and takes only seconds to complete. Tell us your credit card balance, the current interest rate (APR) you are subject to, your payoff goal (in months), your current monthly payment, any additional monthly charges and annual fees. Our credit card payoff calculator will estimate how long it will take you to pay off your balance.
Increasing your monthly payment amounts may reduce the total interest you have to pay on your credit cards. Additionally, you may consider applying for a Nationwide Bank® Visa® Credit Card, which offers cash back and a 0% APR* introductory rate on balance transfers.
Payoff goal (in months) – Your target payoff goal, as measured in months.
Annual fee – Your yearly fee for this credit card, if you have one.
Major purchase – If you anticipate a large purchase beyond your normal charges, enter the expenditure here.
Months from now – Number of months before your large expenditure will take place.