Debt-To-Income Calculator
Contact Us For Assistance

Auto & Rec Loans
Call 1-877-422-6569
8 a.m. - 11 p.m. ET Monday - Thursday
8 a.m. - 9 p.m. ET Friday
9 a.m. - 5:30 p.m. ET Saturday

Home Loans & Lines
Call 1-844-403-8151
8 a.m. - 6 p.m. ET Weekdays

Call 1-877-636-0598
8 a.m. - 6 p.m. ET Weekdays

Credit Cards
Call 1-866-439-3206 Anytime

Determine Your Ability To Get A Loan With Our Debt-to-Income Calculator

Use our calculator to determine your debt-to-income ratio, the amount of debt you have compared to your income. Lenders use this metric to measure your ability to manage the payments you make every month to repay money you have borrowed.

Input your monthly income, your spouse’s monthly income, house payment, any auto payments, credit card payments and other debt payments.


Expand All

Why is debt-to-income ratio important?

Debt-to-income calculator definitions

Share Article