Dental Care
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Is Anything Preventing You From Taking Care of Your Oral Health?

According to a 2014 study conducted by the American Dental Association, more than 1 in 5 adults have not visited a dentist in the past few years. Reasons include cost (40.2%), the perception that preventative care isn’t needed (32.7%) and lack of time (14.1%).1

Group dental plan costs

Even though the average monthly cost per employee can be as low as $10 or less, there are a number of factors that go into a group dental plan rate, including:

  • Employee's age bracket
  • How much of the cost the employer shares with employees
  • In-network versus out-of-network
  • Employee-only vs. family plan
  • Coverage for preventative care versus major procedures
  • Number of participating employees and their eligible dependents
  • Whether the plan is bundled with other employee benefits, such as vision, life or disability insurance

Preventative care

Included in most group plans, preventative care plans typically include exams and cleanings twice a year, and X-rays once a year. Preventative care can prevent more expensive procedures down the road, such as surgery, fillings, root canals, dentures and crown - and is important to overall health.

Of course, preventative care starts at home. Take the time to brush your teeth for two minutes, twice a day – and don't forget to floss.

Learn more about dental insurance and check out other products offered by NEB Direct, such as short-term disability, vision, critical illness, and life with AD&D insurance. 

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