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Find Our Current Banking Rates

At Nationwide®, helping you earn more on what you save is one of our top priorities. That’s why we’ve provided up-to-date bank interest rates to help you make smart decisions with your money. Whether you’re looking to earn interest with a money market, certificate of deposit (CD) or savings account, we’re here to help you make the most of the money you’ve worked hard for. Here is a breakdown of our various banking interest rates.

CD rates

Learn more about our CD account features.


$0 - $9,999.99 $10,000 - $99,999.99 $100,000+
Term Interest Rate APY* Interest Rate APY* Interest Rate APY*
3 Month 0.25% 0.25% 0.25% 0.25% 0.30% 0.30%
6 Month 1.19% 1.20% 1.19% 1.20% 1.24% 1.25%
9 Month 0.35% 0.35% 0.35% 0.35% 0.40% 0.40%
12 Month 1.40% 1.41% 1.40% 1.41% 1.45% 1.46%
18 Month 1.00% 1.00% 1.00% 1.00% 1.05% 1.06%
24 Month 1.78% 1.80% 1.78% 1.80% 1.83% 1.85%
36 Month 1.69% 1.70% 1.69% 1.70% 1.73% 1.74%
48 Month 1.39% 1.40% 1.39% 1.40% 1.44% 1.45%
60 Month 1.99% 2.01% 1.99% 2.01% 2.04% 2.06%

*
Annual Percentage Yield (APY) is effective 9/13/2017 and is subject to change
Penalty for early withdrawal may apply.  Fees may reduce earnings on the account.

Money market rates

Learn more about our money market account features.

Savings rates

Learn more about our savings account features.

Nationwide Member Checking rates

Learn more about our Member Checking account features.

IRA and ESA interest rates – CDs

Learn more about individual retirement account features.

IRA and ESA interest rates – Money Market Account

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