We understand how important your farm trucks are to your day-to-day operations. Whether you haul supplies, tow livestock or sell produce out of the back, you depend on your farm truck every day. That’s why having the right pickup truck insurance is so important.
Understanding farm truck insurance
When you insure your farm or ranch trucks on a commercial automobile policy and package it with your farm or ranch policy:
- You’ll get one bill.
- You may be eligible for a multi-policy discount.
- Your cargo can be covered, too.
Ask your agent for details.
Many state laws require liability coverage, also known as "property damage/bodily injury." It can help cover expenses from damaging a vehicle or injuring a person in an accident.
Collision coverage can help pay for damage to your car after an accident involving another vehicle.
Comprehensive coverage can help pay for damage to your car from vandalism, weather events and accidents involving animals.
Uninsured motorist coverage
Uninsured motorist coverage helps protect you and your vehicle from uninsured drivers and hit-and-run accidents.
Underinsured motorist coverage
Underinsured motorist coverage helps protect you from drivers who do not have enough insurance to cover the costs of an accident.
Medical payments coverage
Mandatory in some states, med pay can help cover medical costs related to an accident, regardless of who is at fault.
Personal injury protection
Personal injury protection can help defray costs from medical bills and lost wages as the result of an accident.
Gap insurance can help cover the amount you owe on your new car after an accident.
This optional auto insurance coverage can help you if you need a tow, run out of gas or get a flat.
Rental reimbursement helps pay for a rental car if your own vehicle can’t be driven after an accident.
Non-owned insurance will pay for damage to an employee’s personal car when it is damaged while being used for farm or ranch business.
Get a farm pickup truck insurance quote
To get a farm truck insurance quote, talk with a farm insurance agent.