Keeping customers and visitors safe from accidents is critical for building and upholding a funeral home's reputation. Nationwide Insurance combines simple safety tips with online training courses for a complete safety and loss prevention package. Our goal is to help small business owners keep customers satisfied and, in some cases, reduce risk and insurance premiums.
Be Safe and Secure With Business Insurance for Funeral Homes
Is a BOP the right solution for your business?
A businessowners policy, also known as a BOP, combines property insurance, liability insurance and other common coverages into one convenient package.
Protect your building and its contents in the case of a loss due to fire, a burst water pipe or other covered event at your business.
Protect your business when your employees, products or services cause harm to other people or their property.
Cover losses that occur when work is interrupted or your office is closed temporarily due to a covered loss at your business.
Protect your building, sign and contents in the case of a loss at your salon or barber shop due to fire, burst water pipe or other covered event.
Protect your business if a customer is injured at your salon or barber shop. This coverage also offers protection if you are held responsible for any medical or liability expenses associated with their injuries.
Protect yourself against losses that occur when you stop working due to a covered event.
Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own while on company time at your salon or barber shop.
Protect those who work for you. This coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers a serious injury at your salon or barber shop.
Protect against customers’ claims for negligent acts, errors or omissions committed during business activities at your salon or barber shop that result in a loss for the client.
Protect yourself and your business against charges of discrimination, harassment or wrongful termination.
Get coverage to help recover losses from employee theft. Work with your agent to find the right amount of coverage for your business.
Funeral home safety tips
To maintain a safe workplace for staff and visitors at minimal or no cost:
- Maintain your building's interior and exterior. Keep parking lots and sidewalks in good condition. Provide dusk-to-dawn lighting for the exterior of the building and parking lot. Protect utilities, such as gas meters and transformers, with physical barriers.
- Keep walkways free and clear. Make sure areas where customers walk are in good physical condition and are clear of equipment. Keep exterior walking surfaces clear of ice, snow and debris.
- Inspect your equipment. In addition to regularly inspecting fire, burglary, sprinkler and alarm systems, it is also a good idea to have your wiring, heating and air conditioning equipment and refrigeration units checked regularly.