Have you ever wondered, “How much home can I afford?” If so, our home mortgage qualification calculator can help. It weighs key variables, including your income and monthly debt payments, so you can determine the maximum mortgage loan you may qualify for.
Find out how much mortgage you can qualify for
More about mortgages
How much can you borrow?
Your total down payment, income and current monthly debt payments will largely determine the maximum mortgage you can qualify for. Use our mortgage loan calculator to determine the monthly housing payment you can comfortably afford.
Apply for a mortgage
Whether you have a house picked out or not, you can jumpstart the process by submitting a mortgage application. Our Mortgage Consultant will work with you to determine if you’re prequalified for the loan.
Mortgage calculation terms & definitions
- Monthly liabilities – Your monthly debts and recurring payments. These are used to calculate the maximum principal, interest, taxes and insurance (PITI) for your mortgage.
- Monthly housing payment – The total amount of your PITI (principal, interest, taxes and insurance) payment per month.
- Maximum principal and interest – The maximum monthly principal and interest payment you qualify for.