How to apply for Nationwide bank accounts
Open an Account

Checking Savings Money Market CD Holiday Club

Contact Us For Assistance

Call 1-877-422-6569 8 a.m. – 8 p.m. ET Weekdays

What do you need to open a bank account?

The application process to open a bank account with Nationwide is fast and simple. Here are a few things to keep in mind before you get started: 

☐  You must be 18 years or older to open an account. (A custodial account can be set up for a minor.)
☐  Adobe Reader is required to view electronic documents within the application
☐  Collect the following basic information about yourself:

Personal information Contact information Financial information
  • Date of birth
  • Social security number
  • Valid driver's license or state or military ID (needed for IRAs, trust accounts and business accounts)


  • Current address (no P.O. boxes)
  • Previous address if you've been in your current home less than 2 years
  • Phone number
  • Email address

You will need one of the following depending on how the new account is being funded:

  • Routing and account number of the bank you are using to fund your account
  • Online banking access for the financial institution you are funding from
  • Debit card information

Things that may prevent you from completing the online application

To be able to complete the online application without any issues, the following issues may need to be resolved before starting the process:

Minimum opening balance by product

Product Minimum Opening Balance
Savings $25 Learn more
Holiday Club Savings $0 Learn more
Checking $25 Learn more
Money Market $1,000 Learn more
CDs $500 Learn more

How to open a joint account

If you are opening a Nationwide account with another person, please make sure that the joint owner is present to answer their own contact information and personal information.  You can add up to 6 account joint owners. 

How to add account beneficiaries

When opening an account, you have the option to add up to 5 account beneficiaries.  All you need is the person’s name and address.

How to fund the new account

As part of the online application, you can fund your account with an initial deposit using any the following options:

Mailing a check.  If you are not applying for an account online or if you would rather send in a check to fund your account, please mail the check with the amount equal to or greater than the required minimum opening balance (see above) to the following address:

Nationwide Bank
PO Box 92000
Chicago, IL 60675-2000

How to open multiple deposit accounts

Multiple deposit accounts can be opened within a single application.  Once you complete your personal information, you will have the option to open additional accounts.

Online application is available for many products

You can use our online application to open almost all types of accounts including:

The following products are also available by calling our Customer Care Center at 1-877-I-Bank-NW (1-877-422-6569) Monday through Friday, 8 a.m. to 8 p.m. ET. 

What do I need to open a trust account?

A trust account allows one person to manage an account on behalf of another. Please have this information handy when you call:


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