One little guarantee may make a big difference. Help make your retirement income last with a Nationwide DestinationSM 2.0 variable annuity featuring the Nationwide Lifetime Income Track rider. This optional living benefit is available at an additional cost and must be elected at the time the contract is issued. Keep in mind, excess early and Non-Lifetime Withdrawals may reduce or terminate the income benefit base; certain restrictions and limitations may apply.
When added to the Nationwide Destination 2.0 variable annuity, Lifetime Income Track is designed to deliver:
An annual step-up feature on your income benefit base
An option for continuation of income for your spouse, available at an additional cost
A Non-Lifetime Withdrawal feature (this option can only be exercised once, is not available in the first rider year and is available when the determining life reaches 59½)
A withdrawal table based on both the annuitant age and rider duration
Investment options with a maximum equity exposure of 70% (up to 80% via managed volatility investment options) and a minimum equity exposure of 40%1
Investment options that allow you to customize your portfolio2