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See our current interest rates for loans and apply online

At Nationwide, we want to help you make the most of your money. This means helping you pay less on what you borrow – with an interest rate that fits your needs.

Auto Loans

Current new car loan interest rates


  Loan Amount and APR*
Loan term $1,000 - $9,999
$10,000 - $16,999
$17,000 - $24,999
$25,000 - $49,999
$50,000 - $100,000
36 Months 
9.45% 4.85% 3.05% 2.25% 2.25%
48 Months       
9.55% 4.90% 3.45% 2.60% 2.60%
54 Months
9.65%
4.95% 3.55% 2.75% 2.75%
60 Months
9.75% 4.95% 3.65% 2.90% 2.90%
66 Months
N/A
4.99% 3.75% 3.00% 3.00%
72 Months
N/A
5.05% 3.95% 3.20% 3.20%
78 Months
N/A
N/A N/A 3.40% 3.40%
84 Months
N/A
N/A
N/A
3.70% 3.70%

*Annual Percentage Rates (APRs) effective as of 12/29/2017 and subject to change.


New rates apply to new and used vehicles model years 2016 and newer. APRs shown assume excellent borrower credit and a 1% discount for automatic ACH payments. Rates will be 1% higher if automatic payments are not selected or cancelled after loan closing. Loan is subject to approval. Additional terms and conditions may apply. Payment example: A 72 month loan for $25,000 at 3.20% APR would have 72 monthly payments of $382.08.


Current auto refinance interest rates


  Loan Amount and APR*
Loan term $1,000 - $9,999
$10,000 - $16,999
$17,000 - $24,999
$25,000 - $49,999
$50,000 - $100,000
36 Months 
9.85% 5.25% 3.45% 2.65% 2.65%
48 Months       
9.95% 5.30% 3.85% 3.00% 3.00%
54 Months
10.05% 5.35% 3.95% 3.15% 3.15%
60 Months
10.15% 5.35% 4.05% 3.30% 3.30%
66 Months
N/A 5.39% 4.15% 3.40% 3.40%
72 Months
N/A
5.45% 4.35% 3.60% 3.60%
78 Months
N/A N/A N/A 3.80% 3.80%
84 Months
N/A
N/A
N/A
4.10% 4.10%

*Annual Percentage Rates (APRs) effective as of 12/29/2017 and subject to change.


APRs shown assume excellent borrower credit and a 1% discount for automatic ACH payments. Rates will be 1% higher if automatic payments are not selected or cancelled after loan closing. Loan is subject to approval. Additional terms and conditions may apply. Payment example: A 72 month loan for $25,000 at 3.60% APR would have 72 monthly payments of $386.59.


Current used car loan interest rates


  Loan Amount and APR*
Loan term $1,000 - $9,999
$10,000 - $16,999
$17,000 - $24,999
$25,000 - $49,999
$50,000 - $100,000
36 Months 
9.80% 5.20% 3.40% 2.60% 2.60%
48 Months       
9.90% 5.25% 3.80% 2.95% 2.95%
54 Months
10.00% 5.30% 3.90% 3.10% 3.10%
60 Months
10.10% 5.30% 4.00% 3.25% 3.25%
66 Months
N/A 5.34% 4.10% 3.35% 3.35%
72 Months
N/A
5.40% 4.30% 3.55% 3.55%
78 Months
N/A N/A N/A 3.75% 3.75%
84 Months
N/A
N/A
N/A
4.05% 4.05%

*Annual Percentage Rates (APRs) effective as of 12/29/2017 and subject to change.


APRs shown assume excellent borrower credit and a 1% discount for automatic ACH payments. Rates will be 1% higher if automatic payments are not selected or cancelled after loan closing. Loan is subject to approval. Additional terms and conditions may apply. Payment example: A 72 month loan for $25,000 at 3.55% APR would have 72 monthly payments of $386.08.



Nationwide loans for your recreation

Nationwide offers the same great loan rates for boat, motorcycle and RV loans. This includes new, used and refinanced vehicles. You can do everything online – from pre-approval and signing your loan documents to paying the seller.

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