Apply For Motorcycle Loans With Nationwide

Find the motorcycle loan that fits your budget with motorcycle financing from Nationwide Bank®. We offer low motorcycle loan rates and flexible terms. It takes just minutes to get preapproved, and you can finish the loan online anytime, anywhere.

Current new motorcycle loan rates

  Loan Amount and APR*
Loan term $2,000 - $11,999
$12,000 - $50,000
36 Months 
6.95% 4.99%
48 Months       
7.05% 5.15%
54 Months
7.10% 5.20%
60 Months
7.15% 5.25%

New rates apply to new and used vehicles model years 2016 and newer. A 60 month loan for $25,000 at 4.45% APR would have 60 monthly payments of $474.65.

Current used and refinance motorcycle loan rates

  Loan Amount and APR*
Loan term $1,000 - $11,999
$12,000 - $50,000
36 Months 
7.75% 5.79%
48 Months       
7.85% 5.95%
54 Months
7.90% 6.00%
60 Months
7.95% 6.05%

APRs shown assume excellent borrower credit and a 1% discount for automatic ACH payments. Rates will be 1% higher if automatic payments are not selected or cancelled after loan closing. Loan is subject to approval. Additional terms and conditions may apply. A 60 month loan for $25,000 at 6.05% APR would have 60 monthly payments of $483.90.


Nationwide Bank offers great rates for new, used and refinance motorcycle loans, along with flexible terms and payment options. And you can do everything online - from getting preapproved to signing your loan documents to paying the dealer.

There are no fees to apply and no fees to refinance, so apply today!

How to apply

Get preapproved on our secure site, and finish your loan when you find the motorcycle you want. 

You must be 18 years or older and a U.S. citizen or legal resident to apply for a loan. Have the following information available to complete your motorcycle loan application.

Personal information Financial information Motorcycle information
  • Previous address if you've been in your current home less than two years
  • Previous employer if you've been with your current employer less than two years
  • The amount you wish to borrow or refinance for your motorcycle loan
  • Annual income (salary, bonuses, retirement income, etc.) and other income (child support, alimony) if you wish to have it considered as a basis for repaying your motorcycle loan
  • Bank account information for your automatic loan payments1
  • Year, make, model and VIN2
  • Purchase price
  • Name, address and phone number of the dealership

If you are applying for motorcycle financing with another person, you will need to have that person’s residence information, too.


Do I have to purchase a motorcycle through an authorized dealer to get motorcycle loan financing?

Yes, you must purchase your motorcycle from a dealership when you get a new or used motorcycle loan from Nationwide Bank. Private party lending is not offered.

What motorcycles are not eligible for a Nationwide loan?

Nationwide Bank does not offer loans on motorcycles that have a salvage title or that are 20 years and older. In addition, financing is not available for mopeds, scooters or ATVs.

After I am approved, how quickly can I get a check?

Because Nationwide Bank is a digital bank, everything happens online, including financing your motorcycle. We make it easy by sending the funds from your loan directly to the dealer.

Here's how it works:

In our motorcycle loan application, we will ask you for the address and phone number of the dealer.

Once you’ve signed your loan documents, we will email you a secure Funding Code and a link to the Nationwide Payment Center. When you’re ready to get your motorcycle, simply share this information with the dealer. The dealer will tell Nationwide Bank where to deposit the funds, and you can drive home in style.

For motorcycle refinance loans, we will send the check directly to the lender.

Is it possible to pay off my motorcycle loan early?

Yes. Nationwide Bank does not charge a penalty for paying off your loan early.

What isn’t included in the price of my motorcycle?

Be sure you factor in sales tax, any dealer fees and the cost of an extended warranty if you purchase one.

Make sure your motorcycle is protected, on the road and off. Get a motorcycle insurance quote from Nationwide today!

Insurance products offered through Nationwide Insurance are NOT insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank.

[1] Nationwide Bank loan interest rates include a 1% discount for automatic/ACH payments. If you choose to make payments by check, you will no longer receive the 1% interest rate discount.
[2] Nationwide Bank does not offer financing for motorcycles that have a salvage title or that are 20 years and older.

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