Low cost and no sales loads

Designed to provide a low-cost solution for clients seeking life insurance protection:

  • No administration fees
  • No surrender period or surrender charges

150+ investment
options

We offer a full investment suite that consists of:

  • 35+ fund families
  • 55 rated 4- or 5-star funds
  • 85 funds under 1.00% in management fees
  • 40 funds under 0.50% in management fees

Review all investment options

Designed with the RIA
in mind

  • Integration with many of the top data aggregator platforms so you can view client's assets under management in one place and calculate your advisory fees: platform integration includes Albridge, ByAllAccounts, eMoney and Tamarac
  • Advisory fee up to 1.5% of the adjusted cash value can be debited 
  • Simplified underwriting to help deliver a faster and more efficient underwriting process1

A financial professional discusses life insurance options with his clients.

Gain access to advisor-only materials and tools

Create an advisor login to access our account management platform, tools, resources and additional marketing materials. 

Register for an account
Access marketing materials

Case studies

Learn how the unlimited contributions and tax advantages available with variable universal life insurance can make it a versatile solution for clients preparing for retirement.

Discover the benefits of reviewing your clients’ permanent life insurance policies to determine whether there are other options that may help them achieve a better outcome.

Find out how to offer your clients a solution that combines the protection of life insurance with cash value growth potential that you, as a financial professional, can easily manage.

Product materials

A financial professional smiles as he chats on the phone with his Nationwide Advisory Life Consultant.

Dedicated advisory consultants to help you incorporate protection solutions

Our advisory consultants will work with you to help you understand our financial solutions and how you can integrate them as a strategic asset within a holistic financial plan.

Meet your advisory consultant

[1] Simplified underwriting is available to most clients ages 18 to 64 and up to $5 million in coverage.

Variable products are sold by prospectus. You can obtain the product prospectus and underlying fund prospectuses by writing to Nationwide Life Insurance Company, P.O. Box 182021, Columbus, OH 43218-2021.

Before you invest, you should read the prospectus carefully and consider investment objectives, risks, charges and expenses. The product prospectus and underlying fund prospectus contain this and other important information. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.

Guarantees and protections are backed by Nationwide's claims-paying ability. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are available only as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. Investors should discuss their specific situation with their financial professional.

Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. The Nationwide Retirement Institute is a division of NISC. Nationwide Funds are distributed by Nationwide Fund Distributors LLC, member FINRA, Columbus, Ohio. Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies.

The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities issued by Nationwide Life Insurance Company. It also includes trust programs and trust services offered by Nationwide Trust Company, FSB.