Fixed Indexed Annuity
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Nationwide New Heights® Fixed Indexed Annuity

Nationwide New Heights® (New Heights) is a single purchase payment, deferred fixed indexed annuity with features that allow you to accumulate retirement savings and help protect your money.

What is a fixed indexed annuity?

A fixed indexed annuity offers returns based on the changes in a securities index, such as the S&P 500® Composite Stock Price Index. Indexed annuity contracts also offer a specified minimum which the contract value will not fall below, regardless of index performance. After a period of time, the insurance company will make payments to you under the terms of your contract.

An introduction to Nationwide New Heights

With enhanced earning potential through a patented crediting methodology, a return of purchase payment guarantee and optional riders available for an additional cost, Nationwide New Heights offers daily opportunities to take advantage of index performance without putting your principal at risk.

Nationwide New Heights offers:

Enhanced growth potential - New Heights tracks your potential strategy earnings, also known as earnings, daily, and does not limit the amount of index performance used to calculate your earnings. There’s potential for higher long-term accumulation based on the performance of the underlying index1 and declared rate component, subject to the limitations of the other crediting factors such as the indexed allocation and the strategy spread.2 These limitations may reduce future earnings for your contract.

Protection from market risk - With New Heights, we guarantee that you will never lose any of your initial investment or credited earnings due to performance of the underlying index. Additionally, the return of purchase payment guarantee provides assurance that should you surrender your contract after the end of the 8th contract anniversary, or if a death benefit is payable or a surrender is triggered due to an event qualifying under the Long-Term Care,3 Terminal Illness or Injury Event provisions, you will receive 100% of your purchase payment minus any gross withdrawals. Please note that the return of purchase payment guarantee may be modified if an optional rider is purchased. 

If you withdraw assets within the first 8 years of your contract, your principal may be reduced by fees known as contingent deferred sales charges (CDSC).4

Optional riders - New Heights has optional riders, which must be elected at the time of issue. These riders are available for an additional cost, and they offer:

About New Heights

New Heights brochure

Nationwide High Point® 365 Lifetime Income Benefit rider

Nationwide High Point® Enhanced Death Benefit rider

Current rates

View current strategy options and rates

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