With the Index Account, your earnings are credited annually based on the performance of the underlying index or indices.* Your earnings, if any, are credited at the end of the index term.
With Nationwide PeakSM, you have the option of choosing from the S&P 500®, MSCI EAFE Index, or a combination of both. This gives you the opportunity to further diversify your contract and your portfolio.
||MSCI EAFE Index
Widely recognized as the leading indicator of the performance of the American economy and one of the most commonly followed equity indexes, the S&P 500 has nearly 60 years of history and consists of 500 large cap, publicly traded companies.
Provides opportunity for exposure to a global mix of equities; recognized as the preeminent benchmark for developed markets outside North America, it represents equities in Europe, Australasia and the Far East.1
* Without capital gains and dividends.
1 International investing involves risk such as currency, economic, geographical, political, and differences in accounting standards.
The “S&P 500” is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by Nationwide Life and Annuity Insurance Company (“Nationwide”). Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); DJIA®, The Dow®, Dow Jones® and Dow Jones Industrial Average are trademarks of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Nationwide. Nationwide Peak fixed indexed annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500.
The product referred to herein is not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such product or any index on which such product is based. The contract contains a more detailed description of the limited relationship MSCI has with Nationwide and any related funds.