People are living longer than ever before. This is partially because once-fatal diseases are now very treatable. The problem is that treatment can be very expensive. But with benefits from Nationwide, you can provide your employees coverage for a lot of these major illnesses — and for a lot less than you think

In fact, with this new benefits plan, you can provide the employees you count on every day with a lump-sum amount of up to $10,000 to help with expenses related to the covered critical illnesses:

  • Heart attack
  • Stroke
  • Invasive cancer
  • Major organ transplant (including heart)
  • End-stage renal (kidney) disease

They can use this lump-sum payment for any number of reasons associated with the treatment of the disease or expenses incurred due to the illness: transportation costs, baby-sitters, medical equipment to use during recovery, additional groceries for family caregivers who need to stay during recuperation, and even to pay their major medical deductible.

Critical illness plan highlights

Critical illness benefits

All amounts are issued on a guaranteed basis – employees are not required to answer health questions or undergo medical underwriting to qualify for coverage.

Benefit options

  • $5,000
  • $10,000
  • $20,000

Benefit age reduction

Benefits will reduce by 50% at age 65.

Covered illnesses

  • Category 1: heart attack, stroke, heart transplant
  • Category 2: major organ transplant, end stage renal failure/li>
  • Category 3: invasive cancer

Per category maximum

Maximum benefits are payable if you are diagnosed with one of the above specific critical illnesses and the date of diagnosis is while your coverage is in force. The stated benefit amount will be paid for no more than one illness in each category.

Per lifetime maximum

3x your benefit amount.

Pre-existing condition exclusion

12/12 – a pre-existing condition is an illness or injury for which you received treatment within the 12 months prior to your effective date of coverage, illnesses that occur during the first 12 months of coverage due to a pre-existing condition are excluded.

Ready for a quote?
Call 1-844-722-9038

Employees must be actively at work. The benefits outlined are for illustrative purposes only and should not be considered a proposal for coverage. Limitations and exclusions apply.

Products are not available in all states. Underwritten by Nationwide Life Insurance Company.