Do you remember the last time you withdrew money from an ATM and was charged a usage fee? Needing cash quickly and resorting to the nearest ATM isn’t the most ideal option when there are multiple ways to avoid ATM fees. Keep your money in your own pocket with the tips below.
Tips on how to avoid ATM fees
- Locate your bank’s ATM - The simplest way to avoid ATM fees is to use an ATM owned by the bank you opened your checking or savings account with. You can usually locate these bank-owned ATM at their brick and mortar storefronts, grocery stores or shopping centers.
- Get cash back - Another way to avoid ATM surcharges is to get cash back when making transactions at supermarkets, pharmacies and other discount retailers. Take advantage to withdraw cash at these locations when offered this option at checkout.
- Use an online bank – Online banks don’t have brick and mortar stores, so they often partner with other banks or networks of ATMs to provide you various cash withdrawal choices. Using an online bank can often give you a broader no fee ATM network.
How to save ATM fees with Nationwide Bank
As a Nationwide Bank customer you’re already enjoying 24/7 access to your accounts and great rates. Take full advantage of all we have to we offer by using our ATM network to deposit or withdraw cash on the go.
We've partnered with Allpoint, PNC, Money Pass® and Alliance One to offer one of the largest surcharge-free ATM networks in the country. And with ATM fees that can range from $2 to $6, this translates into a lot of money staying in your pocket.
But before you access any of our ATMs, you should be aware of the following points to avoid possible fees:
- There are no ATM fees or surcharges for transactions on Nationwide Bank ATMs
- For the Allpoint, PNC, Money Pass® and Alliance One ATMs, there are no limits to the number of transactions
- For non-Nationwide Bank or Allpoint, PNC Money Pass® and Alliance One ATMs, Nationwide Bank fees are waived but for a limited number per month depending on your account type:
Nationwide E-Checking: 6 transactions1
Nationwide Direct Checking: 4 transactions1
Nationwide Interest Checking: 6 transactions1
Nationwide Regular Savings: 2 transactions1
Nationwide Money Market: 2 transactions1
- There is a limit, as set by federal regulations, of 6 withdrawal transactions per cycle for savings and money market accounts. For transactions over that limit, there is a $5 fee for each additional transaction. There are no such limits for the checking accounts.
How to find our ATMs
Using our ATM Locator, you can filter the results to find an ATM that meets your needs:
Locations that accept deposits
You can also find an ATM using mobile banking on your phone’s browser, or by downloading our mobile banking app.
So if you need cash when you're out and about, be sure to use one of our ATM locations to avoid fees and surcharges.