It takes just $25 to open an online savings account and start your journey to financial security. Begin with our regular savings account for a competitive online savings account interest rate and the country’s largest network of ATMs.
Earn more with a high interest savings account.
It’s your money. We help you hold on to it.
Banking is made easier with 24/7 access to your money.
*Annual Percentage Yield (APY) is effective 4/20/2017 and is subject to change
Fees may reduce the earnings on the account.
Enjoy low or no fees
Nationwide offers some of the lowest bank fees around.
- $0 monthly maintenance fee when you maintain a minimum daily balance of $300 or a monthly direct deposit of $25 or more. Otherwise $3.
- $0 preauthorized withdrawals up to 6 per monthly statement cycle via telephone or electronic transfers, check or ATM card transactions.
- $0 non-Nationwide Bank ATM transactions up to 2 per month. Fees from the ATM owner may apply.
- $0 online statements detailing your monthly activity.
- $0 money transfers with your Nationwide bank accounts and your accounts with other banks.
- See all transactional fees associated with this account and how to avoid them here.
Experience the convenience of an online savings account
At Nationwide, we value you as a member and make the advantages clear to you.
- Access to more than 77,000 surcharge-free ATMs.
- Only $25 required to open an account.
- Free access to our online banking and personal finance management tool.
- Convenient mobile app for 24/7 banking wherever you are, including a feature to deposit checks with your smartphone.
- Link to a Nationwide checking account to cover overdrafts on your checking account.
- We keep your account safe with a layered security protocol.
- FDIC insurance. Each depositor is insured to at least $250,000.