Overloan Lapse Protection Rider
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Add an overloan lapse protection rider to your life insurance policy

If an overloan lapse protection rider is active on your life insurance policy, you can take loans and withdrawals without fear of your policy lapsing. To activate the rider:

There is no charge to add this rider to your policy, and there are no periodic charges. When the rider is activated, there is a one-time rider charge, which is a percentage of the cash value based on your age. Please refer to your insurance contract, product prospectus or investment professional for specific details.

Available products


Variable Universal Life

Universal Life

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