2024 Nationwide^® Passport to Switzerland

[1] No variable products will be included in the calculation.

Qualifying business must remain in force throughout the entire qualification period. Nationwide will be the sole authority in determining qualified participants. Nationwide will wholly decide on anything pertaining to attendance eligibility, qualifying premium credit, changes to the program, extension of invitations and any issues not covered in these guidelines. Invitations are not transferable and will be forfeited if not used or accepted. Each qualifier attending may invite one guest. Neither substitutions nor development meetings or compensation will be made as an alternative to attendance. Nationwide will have sole discretion in travel arrangements, including airfare, reasonable baggage fees, ground transportation, hotel accommodations, meals, activities and customary tips. Any other arrangements will be at the qualifier’s expense. Nationwide reserves the right to cancel or change dates or site without prior notice. In accordance with IRS rules and regulations, proper income tax reports/documents will be filed/issued. The guest invitation cannot be extended to customers of the invited. Invited qualifiers must be in good standing with the company at the time of the incentive. Substitutions are not permitted. There is no cash in lieu of attendance. Production in New York, Puerto Rico and the U.S. Virgin Islands is NOT included.

Please note that all transportation, meal and recreation expenses for the qualifier and qualifying attendee’s guest will be reported as income to the qualifying attendee. Events are subject to change without notice based on availability and weather conditions.

This material is not a recommendation to buy or sell a financial product or to adopt an investment strategy. Investors should discuss their specific situation with their financial professional.

Neither Nationwide nor its associates provide tax or legal advice. Benefits may be taxable under certain circumstances. Clients should consult with their tax and legal advisors about their specific situation.

When choosing a product, make sure that life insurance needs are met. Because personal situations may change (e.g., marriage, birth of a child or job promotion), so can life insurance needs. Care should be taken to ensure that these strategies and products are appropriate. Associated costs, as well as personal and financial objectives, time horizons and risk tolerance, should all be weighed before purchasing a product. Life insurance has fees and charges associated with it that include costs of insurance, which vary based on characteristics of the insured such as sex, health, age and tobacco use; and additional charges for riders that customize a policy to fit individual needs.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. They are not backed by the broker/dealer and/or insurance agency selling the policy, or by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

Products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Nationwide, the Nationwide N and Eagle, Nationwide New Heights and Nationwide CareMatters are service marks of Nationwide Mutual Insurance Company. © 2023 Nationwide